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Women’s Compensation Insurance / Employer’s Liability

Services > Corporate Solutions > Women’s Compensation Insurance / Employer’s Liability

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Workmen Compensation Insurance by ANIB?

Al Nabooda Insurance Brokers (ANIB) is a specialist entity offering workmen compensation insurance UAE services for businesses. Strongly established in Dubai, Abu Dhabi, and Sharjah, it aims to be the facilitator of those who help hospitality sector business owners and HR managers look after their workforce with the best insurance coverage.

In today's market, you can never afford the luxury of not keeping safety at all costs. While considering the welfare of employees involved and upholding legal requisites. Workmen's Compensation Insurance UAE and Employer Liability Insurance both protect your employee from potential claims at the right time but in addition safeguard your business to potential liability claims.

Is Workmen Compensation Insurance Mandatory in UAE?

Here is a key reason why this insurance is very important for your business in UAE:

Support to Your Employees

In case you get a work-related injury, a WC Insurance policy would serve to meet your employee's needs to the fullest. For instance, you could arrange for wage compensation and medical benefits through this plan so that they wouldn't be harassed by undue pressures of money while recuperating.

Wider Coverage

An Employer Liability Insurance extension can be provided to employers to extend their coverage. This extension also covers Common Law and Shariah Law claims that your employees can make against your business.

Benefits of Workmen Compensation Insurance

Our Workmen's Compensation Insurance benefits the employees based on UAE Federal Labor Law No. 8 of 1980 and its amendments, covering cases during their accidents on duty.

Medical Expense Benefits

Pay for all costs of medical attention to the employee in cases of an injury on the job. But the coverage levels can be varied based on job role and the nature of injury.

Wages Replacement

It offers cash remuneration for lost wages during the recovery period in order to sustain one's lifestyle while unable to work.

Compensation Pay

To the family of any employee in case of any accidental death on the site during work. This makes their life easy at some times of need.

Permanent Disability Compensation

This provides financial support for employees who acquire permanent or total/ partial disability resulting from a workplace incident.

Temporary Disability Benefits

Replaces lost earnings of employees temporarily unable to work because of a job-related injury so that such workers can recover without a burden on their finances.

Rehab. Support

Assists people at work access rehabilitation such that employees return to a safe and productive workplace setting.

Legal Compliance

Workmen's Compensation Insurance ensures your employees are protected in case of work-related injuries. This includes coverage for medical expenses, wage replacement, and in some cases, repatriation cover

Exclusions of This Insurance

Here are some common exclusions of Workmen Compensation Insurance UAE:

  • Substance Abuse
  • Violations of Company Policies
  • Self-Inflicted Injuries

We want to give you the best possible protection, but we must highlight these exclusions so that your business is completely aware. You can stretch it a bit for the coverage on Employer's Liability Insurance and include what it actually covered. Here is how to do it:

Employer's Liability Insurance (EL)

Employer's Liability insurance covers work-related accidents where legal liability follows under the Shariah law of the UAE and Common Law. It has saved business enterprises from employees' claims over work-place injuries or ailments acquired to be prosecuted and result in financial recompense through litigations.

Key elements include:

Legal Defense Costs

This comprises the costs necessary to defend employees' claims, such as legal expenses.

Compensation Payments

It provides compensation payments for damages awarded to employees who win a case.

Peaceful Environment

Allows employers to feel at peace knowing that they have legal protection against substantial loss for any workplace accident.

The standard limit of employers' liability insurance has a maximum liability of AED 1 million in one occurrence and overall (aggregate). More can be bought from insurers at additional charges.

Why Select Workman Compensation Insurance with ANIB?

We at ANIB are most concerned with the ultimate customer experience. We are keenly attuned to the requirements of business today. Here are five compelling reasons why you must choose us for WC Insurance:

Tailor-made Support

A dedicated advisor will be available to answer your questions and take you through the process of buying insurance.

Claims Management

Responsive and reliable claims manager here to advise, reassure and support when you need them, ensuring an easy experience with the claims process.

Affordable Pricing

We offer competitive pricing and insurance products for the cover you need at a price you can afford.

Value-Added Services

We also give you value-added services with discount vouchers accompanying your policy. You save more with ANIB. Workmen's Compensation Insurance UAE with ANIB is different, and that's because it comes with dedicated service and support answering to your business.

Contact Us Now

Invest in workmen compensation insurance UAE with Al Nabooda Insurance Brokers today and secure your future business by protecting your workers. Don't wait till it's too late and ensure your workforce and firm through a comprehensive policy.

Call us on 800 2642 or email us at contact@anib.com now for all your business insurance needs.

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